Real-Time Payment Solution

“TodayPayments.com delivers real-time payments software for modern businesses of all sizes. From FedNow® and RTP® to ACH and credit card processing, we provide instant merchant access to real-time money movement—no matter how many banks, aliases, or accounts you manage. Our platform is secure, inclusive, and built for CFOs, startups, and high-risk merchants alike.”

TodayPayments.com combines convenience and compliance for modern businesses:

• Instant Merchant Application for FedNow® and RTP® – Zero sign-up fees
• Hosted Payment Pages – Branded and built-in to every Request-for-Payment (RFP)
• Alias-Based Security – Use mobile numbers and email addresses as MIDs
• Over 100+ Aliases Supported – Each with its own Merchant ID
• ACH, Credit Card, and A2A Compatibility
• POS, MOTO, Mobile, Web & Email Invoicing
• QuickBooks® Online Integration – Sync real-time payments to your accounting
• Batch Upload/Download + Recurring Billing
• ISO 20022 Messaging Support for Modern RFPs
• Real-Time Reconciliation – Loved by accountants, bookkeepers & CFOs
• We Accept High-Risk and Low-Credit Merchants Nationwide

Enroll all your financial accounts into Real-Time Payment Solution using alias credentials—such as your phone number or email address—instead of full banking details. Link these aliases to multiple banks and credit unions and receive individual MIDs (Merchant Identification Numbers) for each one.

We even support over 100 aliases per merchant, giving you unmatched flexibility for managing transactions by department, brand, or product line.

What You Can Do With TodayPayments.com

• Instantly enroll in RTP® and FedNow® accounts online—no branch visit required
• Consolidate MIDs across banks, credit unions, and multiple aliases
• Access hosted payment pages that embed directly into ISO 20022 RfP (Request for Payment) messages
• Enable real-time bank reconciliation for your bookkeeper or CFO
• Use a full range of payment types: POS, Retail, MOTO, Text, Email, SMS, ACH, RTP®, Credit Card
• Enjoy QuickBooks® Online integration with real-time payment syncing
• Handle B2B, B2C, C2B, A2A with full support for recurring billing, batch uploads, and payee-initiated payments
• Apply and go live same-day, even for high-risk or poor credit merchants

• Free real-time payments applications – Get started with zero sign-up fees for RTP® or FedNow®.
• Multi-bank compatibility – Manage real-time merchant accounts across all 50 U.S. states, even across different institutions.
• Alias-based security – Use cell phone numbers and emails as identifiers for accounts, eliminating the need to share sensitive financial data.
• QuickBooks® Online (QBO) integration – Automatically sync and reconcile payments for easy accounting.
• Hosted payment links in RfPs – Embed payment URLs directly inside ISO 20022 messages to streamline payer experience.
• Support for all business types – Whether you're a Sole Proprietor, Schedule C, Partnership, LLC, S-Corp, or C Corporation, we support you.
• POS to Mobile to Web – Use MOTO, text, email, mobile, and POS channels to collect payments from customers.
• High-risk merchants welcome – Accept CBD, adult, vape, subscription, and more, even with bad credit.
• Real-time treasury reporting – Your CFO or treasurer will love instant reconciliation, visibility, and tracking.
• Scalable MID system – Assign a unique MID to every alias—email or phone—even for merchants with 100+ channels.
• Pay instantly in real time – Handle A2A, bill pay, and payee-initiated settlements with no delays.

If you’re tired of payment delays, bank runarounds, and outdated ACH limitations, it’s time to upgrade to real-time payments with FedNow® and RTP®.

✅ Free Application. No Credit Checks. All States. All Banks.
✅ Real-Time Settlements. One Dashboard. One Login.
✅ 100+ Aliases? No Problem. We Give Each One a MID.

Apply now at TodayPayments.com and get your real-time payment merchant account activated today. Because when your money moves instantly, your business grows faster.

Top Features & Benefits of Our Real-Time Payment Platform

✅ Real-Time Payments, FedNow®, ACH, and Cards — One Platform

Accept and send money using multiple rails—all processed through one merchant account.

✅ Support for All Business Types

From sole proprietors and startups to LLCs, partnerships, and C-corps—including those in high-risk verticals.

✅ Alias-Based MIDs for Security & Flexibility

Use email addresses or mobile phone numbers as aliases instead of full banking data. We provide a unique MID for each alias, ideal for businesses with multiple users, divisions, or locations.

✅ Multi-Bank, Multi-State Ready

We work with banks and credit unions in all 50 states. You can consolidate your accounts or separate them by subsidiary—your call.

✅ Hosted Payment Pages + ISO 20022 Compatibility

Send Request-for-Payments (RfPs) with embedded Hosted Payment Page links. Let your customers pay instantly from any device, without ever needing your banking info.

✅ Full QuickBooks® QBO Integration

Your payments automatically sync with your accounting software in real-time, saving hours in manual bookkeeping and reconciliation.

Whether you're a retailer, freelancer, SaaS company, nonprofit, or a high-risk merchant that banks won’t touch—TodayPayments.com empowers you to send and receive payments instantly using the nation’s most advanced real-time payment technology.

💡 Say goodbye to long processing delays, endless paperwork, and gatekeeping banks. With no setup fees, instant online onboarding, and support for all U.S. business types, you’ll be up and running in minutes.

✅ Apply Now for Free at TodayPayments.com

• Accept FedNow®, RTP®, ACH, and Credit Cards
• Get Paid in Seconds — Not Days
• Process Across Multiple Banks — One Login
• Built-In Security — Alias & MID Assignment
• Real-Time Bookkeeping with QuickBooks® Integration

There are several Real-Time Payment (RTP) solution providers that support both RTP and FedNow services for B2B and C2B transactions. Here are some notable ones:

1. SecureQBPlugin.com:
   • Integration: Integrates with QuickBooks Online and QuickBooks Enterprise.
   • Services: Supports instant payments, Last-Minute Payments, Masked Payments, On-Delivery Payments, Recurring Payments, and more.
   • Benefits: Provides a seamless connection between QuickBooks and RTP/FedNow services, enabling real-time financial transactions and streamlined accounting.
2. TodayPayments.com:
   • Integration: Works with QuickBooks Online and QuickBooks Enterprise.
   • Services: Facilitates real-time ACH payments, instant payments through RTP and FedNow, and supports digital invoicing.
   • Benefits: Offers certainty in payments, real-time billing, and the ability to handle both one-time and recurring payments.
3. Real-TimePayments.com:
   • Integration: Compatible with QuickBooks and other major accounting systems.
   • Services: Provides RTP services, real-time bill pay, and cash back features.
   • Benefits: Offers real-time collections, real-time credit payments, and variable recurring payments (VRP).
4. FedNowInstantPayments.com:
   • Integration: Integrates with various accounting and ERP systems.
   • Services: Supports FedNow instant payments, real-time deposits, and digital payment requests.
   • Benefits: Enables just-in-time (JIT) inventory management, on-demand payments, and real-time discounts.

Features and Benefits:

• Instant Payments: Real-time transaction processing for immediate fund transfers.
• Security: Enhanced security features to protect sensitive financial information.
• Integration: Seamless integration with existing accounting software, ensuring accurate and efficient financial management.
• Flexibility: Support for both one-time and recurring payments, as well as various payment methods (POS, MOTO, E-commerce).
• Cost Savings: Lower transaction costs and potential for real-time discounts for customers.
• Customer Experience: Improved customer satisfaction with faster and more reliable payment options.

These providers offer robust solutions for businesses looking to leverage real-time payment technologies for both B2B and C2B transactions, enhancing operational efficiency and financial management.